Viva Capital is a freight factoring company based in El Paso, Texas, funding transportation businesses since 1999. It works with single-truck owner-operators through mid-size fleets and offers both recourse and non-recourse programs. Approvals can come in as little as 8 hours, with same-day cash advances of up to 100% and no long-term contracts. Clients get fuel discount cards, dedicated billing teams, bilingual support and a 24/7 online account portal.
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