Idealease provides full-service truck leasing and commercial truck rental across North America from more than 430 locations, supporting over 45,000 trucks, tractors and trailers. Maintenance is done by manufacturer-certified technicians, and the company helps businesses move from owning trucks to leasing them. It is headquartered in North Barrington, IL.
Ryder ChoiceLease is commercial truck leasing with a maintenance plan built in: preventive, full service or on demand. Fleets can lease new or used single axle, tandem axle and sleeper tractors, electric semis, box, refrigerated and stake trucks, plus flatbed, dry van and reefer trailers from makers such as Freightliner, Volvo and International. Ryder also rents trucks and sells used ones.
National Funding has funded small businesses for 27 years and serves trucking companies and owner-operators with equipment financing or leasing for new or used trucks up to $150,000 and working capital from $5,000 to $500,000. Applicants need $250,000 in annual sales and six months in operation. The online application does not affect credit, a U.S.-based funding specialist helps choose the option, and funds can arrive the next business day.
Keystone Equipment Finance is an independent lender, not a bank, serving owner-operators and fleet owners. It finances new or used tractor-trailers, box trucks, vocational vehicles, dump trucks and flatbed and refrigerated trailers. The financing agreement is signed electronically, and the management team has over 100 years of combined experience.
Commercial Credit Group is a heavy equipment lender serving construction, manufacturing, transportation and waste businesses. It finances new or used equipment through purchase loans, leases and refinancing, and offers equity release on equipment. Payment structures can include seasonal skip payments, and credit decisions come quickly.
First Capital Business Finance is an asset-based lender for commercial trucks and construction equipment that specializes in B, C and D credit, focusing on the value of the equipment. Most programs up to $250K need no tax returns or P&Ls. Approvals come within 24 hours and funding within days, and startup programs are available for experienced operators.
Smarter Finance USA provides equipment leasing and small business loans, and trucks are among the deals it handles most. It finances and leases semi trucks and vocational trucks such as box, dump, concrete mixer, boom, bucket and tow trucks, and publishes guides for first-time owner-operators and buyers with bad credit. It also funds construction, medical and restaurant equipment.