Cover Whale is a commercial auto insurance platform that works through insurance brokers. Its products are backed by A-rated insurance partners and are available in 46 states through about 5,000 brokerage agencies. Cover Whale says the average time to bind is 18 minutes. The DriveSmart program adds continuous underwriting and a fleet dashboard.
Nirvana Insurance provides commercial trucking insurance using AI, telematics, and real-time fleet data for risk assessment and pricing. The company offers coverage for commercial trucking fleets, with insurance rates influenced by driving behavior, vehicle data, and safety performance.
National Interstate Insurance writes insurance programs for for-hire trucking companies with 5 or more units on local to intermediate routes. Options range from guaranteed cost, first-dollar policies to alternative risk programs. Coverage is sold through an exclusive network of producers.
Sentry Insurance covers trucking operations from owner-operators to large fleets, with auto liability, physical damage, cargo and non-trucking liability coverage. Claims are handled by in-house adjusters, and carriers can share telematics data through TruckerCloud. Sentry sells only through appointed agencies that specialize in trucking.
Carolina Casualty, a Berkley company, insures commercial trucking fleets of 50 or more units. Premiums can be based on monthly reporting of mileage, revenue or units. It offers same-day filings and a dedicated service team. Coverage is available in all states except Alaska, Hawaii and Massachusetts, sold only through approved retail agents and brokers.
Canal Insurance, based in Greenville, South Carolina, has specialized in trucking insurance since 1939. Canal Express covers operations with 1 to 10 power units, and Canal Fleet covers 11 or more. Options include truckers general liability, reefer breakdown, a combined physical damage and cargo deductible and a UIIA endorsement. Policies are sold through select general agents.
Great West Casualty, an Old Republic company, has focused only on motor carriers since 1956. It insures small trucking businesses, large fleets and owner-operators. Coverages include auto liability, general liability, umbrella and occupational accident. Claims are taken 24/7, and an app gives access to ID cards and claim reporting.