Truecore Capital provides equipment financing for new or used trucks and vocational vehicles, including box, tow, dump, utility and water trucks, as well as trailers and construction equipment. Buyers can pre-qualify with a soft credit pull. It has programs for startups, established businesses and challenged credit, and it also offers working capital for businesses that need cash beyond the equipment purchase.
Trust Alliance Capital is a family-owned equipment finance company in Kaysville, UT, in business for 22 years. It runs 36 equipment programs, trucks included, with options for every credit tier, including prior bankruptcy, slow pay and thin files. Strong credit is usually zero down. Buyers get approved once and can then buy from any vendor, and a real person answers the phone in about three minutes.
Brobas Capital is a financing broker that matches buyers with lenders from a network of more than 500, with people running the process and AI in support. It covers semis, trailers, dump and box trucks, construction equipment and working capital. The application takes about five minutes with a soft credit look. New authorities and all credit profiles are welcome, terms run 24 to 84 months, and pre-approval often comes the same day.
Big Rig Lending provides working capital loans to owner-operators, up to $25,000 in as little as 48 hours, for repairs, tires, taxes, IRP and insurance. For repairs it can pay the shop directly. Applying takes about 10 minutes on the phone plus four photos. It offers installment loans and lines of credit, has been in business for 10 years and has an office in Dalton, GA.
Roadway Funding finances semi trucks, work trucks, Sprinter vans, local delivery and utility vehicles, with loans from $5K to $5M and leasing options. Buyers can pre-qualify without affecting their credit, and qualified applicants can put zero down. Answers come within a few working hours, documents are signed electronically and funds can arrive as soon as the next business day. The team also helps clients choose truck models.
Commercial Fleet Financing is an independently owned transportation equipment finance company in Carrollton, TX, with more than 25 years in trucking. It offers loans and leases for semi trucks, including sleepers, and a wide range of trailers, plus tow, box, vocational, light and medium duty trucks, construction equipment and electric trucks. Its reviews mention loans approved and funded within days.
CAG Truck Capital lends its own money and makes credit decisions in house, including for buyers with bad credit. Its truck loans can include a built-in engine overhaul finance option, with the loan term matched to the engine's life expectancy, and it also finances overhauls at certified repair facilities. Certified diesel technicians are on staff. The company is based in Chadds Ford, PA, and has been lending for over 40 years.